Dawn’s Weight Loss Journey

I am having one of those days…Okay…Let’s be honest, I am really having one of those months…

You ever get the feeling that the world seems out to get you? And you just can’t figure out why?

Yep. That’s me. I am feeling a little down. A little defeated…And more than a bit off…

I will preface this by saying I KNOW things could be worse…Truly. I am not that ungrateful…

But man. I feel like I really can’t catch a break right now…

I am not a perfect human specimen by any stretch, but I do try to be the best person I can be…I make mistakes, own up to them, and go about making amends for them…

I self analyze often, and in MOST cases, over analyze. (Who me???)

So I have to wonder who in the heck have I made angry upstairs and WHY?????
Yesterday ended in some tears for me…Tears of frustration…I think I just reached my mental breaking point.

It took three weeks for my first paycheck to get here. It was mistakenly mailed to an old address, and despite a forwarding address, it was not forwarded, and sent back to Detroit, Michigan where it originated from. I finally got it on Monday…

I was excited that I can now get caught up a bit on finances. I am not in a deep hole yet, but let’s face it, after three months of no fundage, I am in a hole…

But I have prided myself on the fact that so far, I have not let my credit go. I was tempted at one point to file for bankruptcy, and in this economy, I don’t think I would be alone, but I didn’t, and so with the help of Brian, my ex Steve, and my mother and father, I was able to get by okay and without owing too many people…Without their help, I couldn’t have done it. Period. And I am glad I have that kind of support.

So I deposit the check yesterday, and inform “Person that I owe money to #1” that they can deposit their check now from me…Ooops. Wait a minute…Apparently the Credit Union I belong to put a three day hold on the check…

What? Why? It’s a payroll check from a legitimate, well known, company???

Ugh. Now this person has to wait till Thursday. I feel like a schmuck…They have already waited two weeks for me to GET the check…Good grief!!!!

Last week I received a collection notice…My first collection notice since 1996. I kid you not. I was FLOORED…Had no idea what it was for. Come to find out that a checking account I set up in Florida for the sole purpose of paying for my move, was over drawn by 33 cents….Please read that again…33 cents.

I closed the account in March after paying for my move, and had NO IDEA it was overdrawn. It was over drawn because of a mistake on the part of the moving company who overcharged me, then refunded me through the account, leaving me short 33 cents.

Since this account was closed, and I have never received one single notice from them, I had no idea…

So instead of a notice from the bank (Wachovia, to whom I will never EVER give my business again) I received a notice from their collection agency. They are now charging me $40.33. I was sent to collections for 33 cents, and now owe 40 dollars for those 33 cents. Are you kidding me? Had you let me know, I would have gladly sent you two quarters tapped to a post card…

So several calls later to Wachovia, I learn that they did get notification of my address change in May, but still made no attempt to send a notice…But she did say that in MOST cases, they will waive the 40 dollar fee but that I need to call a different number of course…

So for three days I call and call and I get stuck in the phone tree from hell, and every time they go to transfer me to a representative, I get disconnected. UGH.

So finally last night I reach a person, who gives me yet another number to call, which is really just the collection agency where I am repeatedly reprimanded by JOE DUDE COLLECTOR telling me how worthless I am for not paying my debt and that there is nothing more he can do.

Whatever…

Yeah, I will add you to the top of the list of people needing money from me. NOT…

So I get to work yesterday morning and I have no dollar bills to pay for parking. All the lots down here are “Self Pay” meaning there’s a little metal box with slots and numbers, and you slide your money in them for collection…I have been doing this for a month. Yesterday, I had no ones, so I used a five dollar bill to pay for a FOUR DOLLAR spot…

I walk out to my car after work and there is an envelope on my windshield. Stupid and naïve little me thinks “Oh, wow, look, they are giving me my change back!!”

Ummm. NO. It’s a parking ticket with a picture of my license plate and a threat to prosecute if I do not pay now 35 dollars!!!! Are you freakin kidding me?? 35 dollars for a spot that I OVERPAID for by a dollar???

I walked right up to that box yesterday and slid in a 5 dollar bill. Now I would like to know what proof they have that I DIDN’T pay?? Because I am pretty hard to miss…I was pretty livid…I called the number on the ticket and of course got a voice mail…This one I AM fighting…

But I am soooo tired of fighting people…

The easy thing to do would just be to suck it up and pay the 40 bucks to Wachovia and the 35 bucks to the parking people, because the time, energy, and frustration I will waste on fighting it seems daunting…But I don’t know. It just doesn’t seem right to me…

And I have NO IDEA why, for one small moment in time, I can’t catch a bit of good Karma…UGH…